Is your insurance company putting your best interests ahead of their own financial interests?
According to state law, your insurance company must put your interests ahead of their own financial interests. However, in reality, many times this does not happen and can lead to insurance disputes. Insurance companies will often deny coverage or give lowball offers and force you to go to court when you should not have to. Sometimes your own insurance company will not settle a case when they should and it results in you incurring a financial loss.
We have represented people in lawsuits against their own insurance companies on many occasions and we have also brought many claims against insurance companies for bad faith, violation of the Consumer Protection Act, and violation of the Insurance Fair Conduct Act, to name a few.
Insurance disputes originate in many unusual circumstances. They can occur because an automobile insurance company does not pay your medical benefits or your under insured motorist coverage. They can arise from an auto insurance policy in which you may have caused injury to someone else in an automobile collision and they refused to defend your case or provide you with coverage.
They can arise from business policies, health insurance policies, homeowner’s policies, or professional errors and omissions policies. Often, these matters are complicated and difficult to understand. Furthermore, insurance companies often make things more difficult than they have to be.
Remember, the guiding principle is that your insurance company must place your interests ahead of their own financial interests, and if you believe they are being unfair you should contact a knowledgeable attorney who can review the documents, interview you and contact the insurance company, and determine whether the insurance company is acting according to their insurance contract or whether they are breaching the insurance contract.
If you believe an insurance company is treating you unfairly, please contact us and we will be happy to assist you in determining whether or not you have a claim.